1. Acceptance of Terms
By accessing or using the Ellington Investments website (the "Site"), you acknowledge that you have read, understood and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use the Site. We reserve the right to update or modify these terms at any time without prior notice; your continued use of the Site after any changes constitutes acceptance of the new terms.
2. Educational Purpose Only
All content published on this Site — including articles, guides, illustrations, charts, glossary terms, and any other material — is provided for general informational and educational purposes only. It does not constitute financial, investment, legal, tax, or professional advice of any kind. Nothing on this Site should be construed as a recommendation, endorsement, or solicitation to buy, sell, or hold any security, investment, or financial product. The content is not tailored to your personal circumstances, financial situation, or objectives. You should always consider seeking independent professional advice before making any investment decision.
3. No Liability
The owner, operators, and contributors of this Site (including Ellington Ltd and its affiliates) shall not be held liable for any loss, damage, claim, or expense — whether direct, indirect, consequential, or incidental — arising from or in connection with your use of, or reliance on, any information presented on this Site. Investing in financial markets involves inherent risk, including the potential loss of principal. Past performance is not indicative of future results. The value of investments can fall as well as rise, and you may get back less than you invested. You alone are responsible for your investment decisions.
4. Intellectual Property
All content, materials, designs, text, graphics, logos, icons, images, and software on this Site are the intellectual property of Ellington Ltd or its licensors and are protected by applicable copyright, trademark, and other intellectual property laws. You may view, download, and print content from the Site for personal, non-commercial, educational use only. You may not reproduce, distribute, modify, display, perform, publish, license, create derivative works from, or otherwise exploit any content from this Site without the prior written permission of Ellington Ltd. All rights not expressly granted are reserved.
5. Third-Party Links
This Site may contain links to third-party websites or services that are not owned or controlled by Ellington Ltd (including, but not limited to, ellingtonretirement.com, ellingtonsavings.com, and ellingtonipo.com). These links are provided solely for your convenience and do not imply endorsement, sponsorship, or affiliation. Ellington Ltd has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party website. You access any third-party site at your own risk and should review the applicable terms and policies before using them.
6. Prohibited Uses
You agree not to use the Site for any unlawful purpose or in violation of these Terms. Prohibited activities include, but are not limited to:
- → Engaging in any form of data scraping, crawling, or automated extraction of content without prior written consent
- → Attempting to disrupt, damage, or impair the Site's functionality, security, or availability
- → Using the Site to distribute malware, viruses, or any harmful code
- → Impersonating any person or entity, or misrepresenting your affiliation with any person or entity
- → Engaging in any activity that violates applicable local, national, or international laws or regulations
7. Changes to These Terms
Ellington Ltd reserves the right to revise, update, or otherwise change these Terms of Use at any time and for any reason, with or without notice. Any modifications will take effect immediately upon posting on this page. We encourage you to review these terms periodically to stay informed of any changes. Your continued use of the Site after any modifications constitutes your acceptance of the revised terms.
8. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of St. Vincent and the Grenadines and the applicable laws of Canada, without regard to their conflict-of-law principles. Any disputes arising out of or relating to these terms or your use of the Site shall be resolved exclusively in the courts of St. Vincent and the Grenadines, subject to the right of Ellington Ltd to seek injunctive relief in any jurisdiction. By using this Site, you consent to the personal jurisdiction of these courts.
If you have any questions about these Terms of Use, please contact us through the appropriate channel listed on the Legal Notice page.